Zapad Banka
Active · Joint-stock companyZAPAD BANKA AKCIONARSKO DRUŠTVO PODGORICA
6419 · Other monetary intermediationPodgoricaFounded 2015
Missing filingsForced liquidation riskAccount not blockedNot on tax debtor listsCourt data not available
Key figures
2025
Total revenue · 2020–2025
17.3m€2025. · +7.1% vs 2024
Click or tap a year to see its figures; drag across the chart to preview. Source: Tax Administration (IRMS) income statements.
Market position
By revenue · 2025Similar-sized peers
- 1Erste Bank43.7m€
- 2Lovćen Banka18.8m€
- 3Prva Banka CG18.6m€
- 4Zapad Banka17.3m€
- 5Adriatic Bank15.4m€
- 6Razvojna Banka Crne Gore13.8m€
Companies in the same activity or sector with a third to three times this company's revenue. The button next to one adds it to the comparison.
What else we know
Recent activity
All changes for this company →Event · 30 Sept 2026
Largest public payment
63.1k€
Event · 2025
Peak revenue
17.3m€
Event · 2020
First year in BizStats data
Event · 6 Mar 2015
Registered
Akcionarsko društvo
Performance
Export CSVTotal revenue (2025)17.27m€7.1% vs PY
Profit (2025)4.68m€-7.4% vs PY
Profit margin (2025)27.1%Profit / total revenue
2025
- Total Income
- 17,275,000€
- Profit
- 4,678,000€
2024
- Total Income
- 16,133,000€
- Profit
- 5,054,000€
2023
- Total Income
- 12,487,000€
- Profit
- 3,512,000€
Against the Finance & insurance sector · 2025
This companySector medianProfit margin
27.1%median 6.2%
4.3× the median
20202025
Median of 85 companies in the sector that filed for 2025.
Position relative to the peer group
Source and methodology: Public financial filings, CRPS, CBCG, and eKatastar where available. Revenue, profit, employees, and payroll costs come from public financial filings; average gross pay and revenue per employee are derived metrics. Rankings are calculated by total revenue for the latest visible year.
Latest filing year: 2025 · Filing listing (IRMS): 19 May 2026
Risk signals
- Risk flag
- Yes
- Missing annual statements · Forced-liquidation risk · Inactive company
- Account blocked
- No
- Tax debtor list
- No
- Missing annual statements
- Yes
- Missing statements for 2024, 2025 (IRMS listing of 19 May 2026)
- Forced-liquidation risk
- Yes
- Missing statements for 2024, 2025 (IRMS listing of 19 May 2026)
Source data as of: CBCG 30 Sept 2026 · Tax Administration 31 Mar 2025 – 30 Sept 2025 · IRMS 19 May 2026
Source: Central Bank of Montenegro, CRTR and monthly blocked-account snapshots.
Accounts and blocks
CBCGThis company's list of open accounts is not available on BizStats at the moment. Check it in the Central Bank's official CRTR registry.
Source: Central Bank of Montenegro, CRTR and monthly blocked-account snapshots.
Check in CRTR registryOfficial CBCG account registry. Enter PIB 03032531 in the search.
Court activity
sudovi.mesudovi.me has not been searched for this company yet (no stored results). No data here does not mean the company has no court cases.
BizStats has court data for 556 companies.Check hearings on sudovi.me
Public money
State payments
17.8m€
3389 payments · latest 30 Sept 2026
State contracts and payments 2025 / revenue 2025
29.9%
5,167,274€ in contracts signed and state payments received in 2025 · Excluding pass-through payments (pensions, sick and maternity leave refunds): 1,349,923€
of which pass-through (pensions, sick and maternity leave refunds): 3,838,694€
Treasury payments by expense type
- Zarada za redovan rad2767 payments5.1m€
- Otplata kredita po osnovu emit. hartija od vrijed1 payment4.0m€
- Otplata kredita fin.inst-otplata duga5 payments3.5m€
- Starosna penzija39 payments · refund2.4m€
- Kamate finansijskim institucijama5 payments1.1m€
The largest expense types by amount. Sick-leave, maternity-leave and pension-garnishment refunds are not payments for goods or services.
State payments
data.gov.me, gov.meTotal received
17,791,654.23€
Payments
3,389
Latest payment
2026-09-30
Zarada za redovan rad
41110010002,767 payments5,081,586.73€
Otplata kredita po osnovu emit. hartija od vrijed
46110030001 payment3,970,000.00€
Otplata kredita fin.inst-otplata duga
46110020005 payments3,478,179.72€
Starosna penzija
423100100039 payments2,408,109.93€
Kamate finansijskim institucijama
41610010005 payments1,073,411.95€
Source: State Treasury executed-payment ledgers from data.gov.me and gov.me. Company matching is based on payee name.
All payments to this payeeLinked by:name without legal form
Authorized persons
CRPSPeople and roles in the current CRPS register. Historical financial filings do not establish current authorization.
Loading CRPS register…
Responsible persons · filing history
IRMSPersons listed as “Odgovorno lice” in financial filings, by reporting year. These are historical filing records, not confirmation of current CRPS authorization. The preparer is not shown.
No financial-filing person data has been imported for this company.